It is well known that, with their approximately 14-million-to-one odds against hitting the jackpot, lottery tickets are not part of any sound retirement portfolio. Despite this, 34 percent of Canadians in a 2014 poll reported that they played the lotto in the hopes of supplementing their future retirement income. If judging the likelihood of a lottery win stretches the abilities of many people, how easy is it for them to judge their relative risk of getting Covid-19 and, more important, of suffering an adverse outcome? – Martin Grunn, writing in C2C Journal.